Vibrant community, gorgeous day trips, excellent care…life at the Holland Christian Home might sound great, but do you worry that it is unaffordable?

After all, health care costs rise year after year — especially in New Jersey, which remains one of the most expensive places to live in the country.

But there is good news: Not only does the Holland Christian Home offer incredible care, it also offers incredible value.

Perhaps you already know that the Home is the only certified Continuing Care Retirement Community in Passaic County. With different kinds of care offered in the same building, residents can move from independent living to personal care and skilled nursing care all in the same community.

Maybe you even know that the Home is one of a select few Life Care facilities in New Jersey, meaning that residents don’t owe additional money when they receive additional levels of care. One entrance fee plus fixed monthly contributions cover our full spectrum of care.

But have you ever looked at the specific numbers?

According to Genworth’s 2019 Annual Cost of Care Survey, the average cost of a private room in a nursing home is $280 per day (and rising). A stay of four years could cost over $408,000 — not to mention any unplanned or fee-for-service costs along the way.

At the Holland Christian Home, a lower cost of $397,500 covers the entire entrance fee! Given that the average length of stay is over seven years, including 2-3 years of skilled nursing care, the potential savings are enormous. And many residents stay at the Home much longer, sometimes 15 years or more.

Remember that no matter the length of stay, the one-time entrance fee remains the same. And monthly contributions ($1,900, typically covered by social security income) remain the same for the first eight years of residency. After those eight years, the fee is adjusted to match a resident’s social security income, meaning that no one has to worry about saving money to pay for their continued residency. In fact, the predictability of costs at the Home gives residents the freedom to invest and grow their resources for the benefit of themselves and future generations.

For seniors in New Jersey, that’s an extraordinary opportunity. So rest assured: life at the Home is not just affordable, it’s an incredible value.

Need more information? Click below to learn more about the Cost of Living at the Home.

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